European Blackjack

Objective

In European Blackjack, the object of the game is to beat the dealer by having a hand that totals 21 (without going over) or is closer to 21 than the dealer's hand.

How to Play

You may play up to three hands in each round. Left click on a chip and place this on the field of your choice. Right click to delete your bet. Click on "Done" to start the game. To begin with, the player is dealt two cards face up. The dealer is dealt one card face down.

Betting Rules

Cards are worth their face value with the exception of Kings, Queens and Jacks which are each worth 10 and Aces which are worth either 1 or 11. If the value of your hand is closer to 21 than that of the dealer you win. If the value of the dealer's hand is higher than yours you lose. If the hands are of equal value the hand results in a push and your bet is returned. If you have a total of 22 or higher (a busted hand), you lose regardless of whether the dealer also busts.

The Black jack game uses six decks of cards, which are shuffled after each round. You may not split a split hand. You may double after splitting.

Splitting

If your first two cards are of the same value, you may split them into two separate hands by placing a second wager of equal value. You may then proceed to draw cards as usual. However, if two aces are split, you will only get one additional card for each hand. If two aces are split and one of your hands totals 21, the hand is not considered as black jack, but as 21.

Doubling Down

If the sum of the two initial cards is 9, 10 or 11, you may "double down". The wager is doubled, and only one card is received.

Insurance

Insurance is a game of its own within black jack, which gives you a chance to protect yourself from dealer black jack. If the dealer's first card is an ace, insurance against dealer black jack can be bought for half the price of the initial bet. If the dealer does have black jack, the insurance pays 2 to 1. If insurance is bought and the dealer does not have black jack, the insurance bet is lost.

Rules for the Dealer

The dealer must draw cards until he has at least 17, and must stand at 17 or higher. If the dealer gets 16, he must take another card. The dealer may not decide whether or not to draw a card based on your hand, but must abide by existing dealer rules. The dealer checks for black jack on an open ace or ten value card.

Payout Table

Winning Wager
Odds Payout
Winning hand
1 - 1
Black jack
3 - 2
Insurance
2 - 1

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